Robinhood Markets (HOOD 6.63%) and Coinbase World (COIN 7.15%) are two of probably the most well known new-age fintech shares. Whilst large banks have ruled the monetary panorama for hundreds of years, those corporations function digitally and feature attracted more youthful traders. Despite the fact that those shares cater to the similar common audiences, their variations show you how to make a decision which one is best for you.
Symbol supply: Getty Photographs.
Top-risk, high-reward fintech shares
Robinhood and Coinbase are each dangerous expansion shares. They don’t seem to be as solid as large banks like Wells Fargo and Financial institution of The united states, that have much less volatility and better yields.
Each shares rally and crash arduous. As an example, Coinbase inventory greater than doubled between April 2025 and June 2025, however it is down by way of kind of 30% 12 months up to now. Robinhood crashed so dramatically in 2022 that it nearly changed into a penny inventory, however it has received nearly 1,000% since 2023. Nonetheless, it is down by way of 25% 12 months up to now.
Whilst those shares are risky, long-term expansion developments for the fintech business make the pointy value actions value it. Mordor Intelligence tasks a fifteen.3% compound annual expansion charge (CAGR) for the fintech marketplace thru 2030. Robinhood and Coinbase are each in a promising business and rising quicker than the contest and feature three-year income CAGRs of 48.3% and 31%, respectively.
Lately’s Alternate
(-6.63%) $-5.86
Present Value
$82.47
Key Information Issues
Marketplace Cap
$74B
Day’s Vary
$79.49 – $87.33
52wk Vary
$63.52 – $153.86
Quantity
35.9M
Avg Vol
29.2M
Gross Margin
94.92%
Cryptocurrencies dictate either one of those shares
Despite the fact that those corporations have a historical past of outgrowing the fintech marketplace and turning in remarkable returns in excellent financial stipulations, they’ve been gradual 12 months up to now. That runs in sharp distinction to the S&P 500 (^GSPC 2.64%), which is up 8% in 2026.
Cryptocurrencies are the primary reason for this disconnect. Bitcoin has dropped by way of greater than 30% 12 months up to now, a an identical efficiency to Robinhood and Coinbase.
Coinbase wishes enthusiasm round cryptocurrencies to ship cast returns. The five-year charts for Coinbase and Bitcoin glance moderately an identical, with each property emerging and falling at kind of the similar durations.
The continuing crypto downturn had a noticeable affect on Coinbase’s Q1 effects. Earnings reached $1.4 billion, down 21% sequentially and 30.5% 12 months over 12 months. Robinhood’s cryptocurrency income tumbled 47% 12 months over 12 months in Q1, underscoring that Coinbase is not the one corporate suffering to realize footing amid the crypto correction.
Lately’s Alternate
(-7.15%) $-11.73
Present Value
$152.40
Key Information Issues
Marketplace Cap
$40B
Day’s Vary
$147.88 – $158.70
52wk Vary
$139.36 – $444.64
Quantity
16.7M
Avg Vol
10.4M
Gross Margin
79.87%
Robinhood’s diversification makes it extra resilient amid the crypto downturn
Coinbase’s profits record did not be offering a lot to cheer about, with CEO Brian Armstrong pronouncing the corporate “performed neatly on what was once in our keep an eye on in Q1.” CFO Alesia Haas additionally cited “softer” marketplace stipulations. Alternatively, there was once a excellent factor that got here from Q1 profits.
Coinbase introduced that its annualized income from its prediction marketplace section exceeded $100 million after the primary two complete months of being reside. It represents Coinbase’s efforts to diversify clear of crypto, somewhat than hanging all its eggs in a single basket.
Whilst it is a smart decision to supply extra than simply crypto, Robinhood merely crushes Coinbase on this regard. Robinhood nonetheless delivered 15% year-over-year income expansion in Q1 regardless of a large slowdown in crypto.
Robinhood additionally entered prediction markets previous, leading to $147 million in Q1 income from “different transaction income,” which basically is composed of prediction marketplace income. That a part of the industry grew by way of 320% 12 months over 12 months.
Choices and fairness income had been up by way of 8% and 46% 12 months over 12 months, respectively. Its web hobby income additionally jumped 24% 12 months over 12 months.
These types of income resources display that Robinhood is not as depending on crypto as Coinbase. Whilst Coinbase has extra to realize if Bitcoin levels a large restoration, Robinhood is the more secure pick out of those two investments.
