In case you are a Citi cardholder, you might have taken good thing about the facility to proportion Citi ThankYou Rewards issues with different participants to unencumber higher rewards like flights and lodge remains — a characteristic that has lengthy set Citi except competition.
That get advantages goes away. Starting Would possibly 17, Citi will get rid of its Issues Sharing characteristic.
Here is what you wish to have to understand.
Citi to finish skill to proportion issues in Would possibly 2026
Citi will discontinue Issues Sharing as a ThankYou Rewards redemption possibility for all bank cards that earn ThankYou Rewards issues beginning Would possibly 17.
This modification applies to Citi’s whole ThankYou Rewards ecosystem, without reference to which eligible bank card you dangle.
Cardmembers shall be notified of the trade on upcoming billing statements. Till then, issues can nonetheless be shared between accounts, with Would possibly 16 marking the general day to ship or obtain issues.
A part of what made this selection precious used to be its flexibility. Citi allowed cardmembers to proportion issues with someone, with out requiring them to be in the similar family — not like competition akin to Chase. Those issues may also be redeemed for go back and forth, money again and reward playing cards or transferred to airline and lodge companions, making it more straightforward to mix rewards for higher redemptions.
Whilst shared issues expire after 90 days, many cardmembers used the characteristic strategically to briefly pool and redeem rewards.
What is converting (and what is no longer)
After Would possibly 17, cardmembers will now not be capable of ship ThankYou Rewards issues to or obtain ThankYou Rewards issues from different accounts.
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Alternatively, Citi showed that pooling issues throughout your individual accounts may not be affected. Cardmembers can nonetheless mix issues earned from a couple of Citi playing cards right into a unmarried ThankYou Rewards account.
What this implies for cardmembers
The removing of issues sharing gets rid of a precious layer of flexibleness throughout the ThankYou Rewards program.
As soon as the characteristic is discontinued, cardmembers will now not be capable of mix issues with buddies, members of the family or go back and forth companions — proscribing how rewards can be utilized throughout accounts. For many who depended on shared issues to e-book journeys or get right of entry to positive redemption choices, this alteration might require a shift in technique.
Going ahead, maximizing Citi issues will rely extra closely on how issues are earned and controlled inside a unmarried account.
Base line
Citi’s resolution to eliminate its Issues Sharing characteristic is a transparent loss for cardmembers who relied at the characteristic to mix rewards throughout accounts. Whilst you can nonetheless be capable of pool issues inside your individual accounts, moving issues to others will now not be an possibility after Would possibly 16.
In case you are making plans to proportion issues with any other cardmember, you can want to act prior to the closing date.
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